1. Acceptance of Terms

By using this website, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use the site.

2. Description of Services

Chat with Funds provides users with curated information, guidance, and tools related to funding opportunities, grants, innovation support, and knowledge sharing. We may also allow account registration, subscriptions, and interactive features.

3. User Obligations

You agree to:

• Provide accurate, current, and complete information when required.
• Use the website only for lawful purposes.
• Do not misuse, hack, or interfere with the website or its security features.
• Respect all intellectual property rights and do not duplicate, reproduce, or exploit any content without permission.

4. Account Registration

To access certain features, you may be required to register an account. You are responsible for safeguarding your login credentials and agree to notify us immediately of any unauthorized use.

We reserve the right to suspend or terminate your account at our discretion.

5. Intellectual Property

All content on this website: logos, design, text, graphics, images, software, and other materials, is owned or licensed by Chat with Funds and protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or use any content without our explicit written consent.

6. Payment & Subscriptions

If you choose to subscribe to any paid features or services, you agree to:

• Provide accurate billing and payment information.
• Authorize us to charge the applicable fees to your payment method.
• Acknowledge that all fees are non-refundable unless explicitly stated.

We reserve the right to modify pricing or subscription plans at any time with notice.

7. Termination and Suspension

We may suspend or terminate your access to the website without prior notice if:

• You violate these Terms.
• Your behavior is harmful to other users or the platform.
• You breach any applicable laws or third-party rights.

8. Limitation of Liability

To the maximum extent permitted by law, Chat with Funds and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the website or services.

9. Disclaimer of Warranties

The website and its content are provided "as is" and "as available" without warranties of any kind. We do not guarantee that the site will be error-free, secure, or uninterrupted.

We are not responsible for the accuracy or reliability of information provided by third parties through our platform.

10. Third-Party Links

Our website may include links to third-party sites or services. We are not responsible for the content, terms, or practices of those sites.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Sri Lanka, without regard to its conflict of law principles.

Any disputes shall be resolved in the courts of Sri Lanka.

12. Changes to the Terms

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and continued use of the site constitutes your acceptance of the revised terms.

13. Contact Us

If you have any questions or concerns regarding these Terms, please contact:

Chat with Funds
Email: chatwithfunds@gmail.com
Website: [www.chatwithfunds.com]